Frequently asked questions
Want more information about Habitat for Humanity of Waldo County? Interested in volunteering with us or are you in need of a home? Check below to see if your question can be answered. We are always available at 207-338-2344 or by email at firstname.lastname@example.org.
How does it work?
Habitat for Humanity is a homeownership organization. We sell our homes to low-income individuals and families who go through a multi-step application process and participate in building their own home (accommodations are available to ensure that the program is available to all applicants regardless of physical limitations). The homes are sold at no profit to HFHWC and partner homeowners assume a no-interest mortgage with affordable monthly payments. Families make a down payment and contribute a minimum of 200 hours of sweat-equity, including a minimum of 100 hours helping build their own home, as well as the homes of other Habitat families. Their monthly mortgage payment helps fund more Habitat homes. Our homeowners also participate in Home Buyer Education classes which help set homeowners up for success through access to best-practices information based on the successful experiences of other homeowners.
Habitat for Humanity is about so much more than building houses. Together we build homes, hope, and community. The security and stability that comes with long-term housing solutions, has been linked in research with children performing better in school; adults and children being better equipped to recover from setbacks; and greater community engagement. In short, homeownership builds resilience, and when coupled with access to financial education resources, is a key factor in breaking the cycle of poverty.
How can I qualify?
You may be eligible for a Habitat home if you meet the following three guidelines: need, ability to pay, willingness to partner.
1. I have need and do not own my own home. I live or work in Waldo County, Maine.
2. I have the ability to pay a 0% interest or 0% equivalent mortgage, real estate taxes and insurance.
I do not have liens, excessive credit card debt, or multiple bills in collection.
I have not declared bankruptcy in the last five years.
I pay my rent on time.
I have had a stable income for the last 24 months.
My annual income following guidelines:
Family size Min Income Max Income
1 $12,060 $31,300
2 $16,240 $35,800
3 $20,420 $40,250
4 $24,600 $44,700
5 $28,780 $48,300
6 $32,450 $51,900
7 $34,700 $55,450
3. I am willing to partner with Habitat for Humanity of Waldo County and fulfill the "sweat equity" hours required, attend home buyer classes, budgeting workshops, and participate in Habitat for Humanity of Waldo County events.
How do I give a donation?
Call the office at 338-2344 or email email@example.com. We are able to accept donations of appliances, tools, and building materials. We can coordinate with you to process furniture donations through one of our community partners where proceeds will go to Habitat for Humanity of Waldo County.
I live outside of Waldo County. Who serves my area?
Maine has several Habitat for Humanity affiliates. You can find links to them HERE.